Insurance answers
Insurance Plans We Accept
FRDC works with most major insurance, Maryland Medicaid plans, and Medicare, alongside a transparent self-pay option. Because benefits vary by employer group, we verify your specific plan before your first visit rather than relying on the carrier name alone.
Carriers we commonly work with
Aetna, Amerigroup, CareFirst BlueCross BlueShield, Cigna, Maryland Medicaid, Maryland Physicians Care, Medicare, Priority Partners, and UnitedHealthcare are among the plans we commonly see.
If your carrier is not listed, choose Other on the intake form. Many plans we can work with simply are not on a short list.
Why acceptance is not the same as coverage
Being in-network means we can bill your plan. It does not by itself mean your plan covers weight-management medication. Both facts are confirmed during verification.
How FRDC handles this
Choose Insurance on the new patient intake and enter your carrier. Our team verifies your benefits before your first visit and tells you what you will owe. If your plan is one we are not contracted with, the intake form tells you immediately and shows you the self-pay path instead of letting you find out later.
Self-pay pricing is published: $150/month clinic fee (once every 90 days at maximum Mounjaro dose), Phentermine + B12 $84/month, Mounjaro or Zepbound $399–499/month, Ozempic or Wegovy $199–399/month, B12 injections $15 each. Your information is used only to schedule and verify coverage.
Results framing
Your clinician sets your goals — many plans target 10–16 lbs/month with strict protein protocols; individual results vary.
Medication and dosing are always determined by your clinician after evaluation.
Frequently asked questions
- My carrier is not on the list — can I still be seen?
- Yes. Select Other on the intake and our team will verify.
- Do you accept Medicare?
- Yes, though Medicare's coverage of weight-management medication is limited. We verify before your visit.
- Can I choose self-pay even with insurance?
- Yes, and some patients do when their medication is excluded.
Keep reading
- Plans We Are Not Contracted With
We are not contracted with Medstar Family Choice, WellPoint, Tricare, Jai Medical Systems, Johns Hopkins EHP, or Kaiser Permanente. We say so up front so n
- Prior Authorization for GLP-1 Medications
Prior authorization is a plan requirement that your clinician document specific criteria before the pharmacy benefit will pay for a medication. It is the m
- Silver Spring clinic & Maryland telehealth
In-clinic at 11303 Amherst Ave STE 2, Silver Spring, MD — plus telehealth across Maryland, including Saturday and Sunday.
- FRDC blog
Articles on pain care access, GLP-1 program costs, telehealth, and insurance in Maryland.